Imagine you’re a diligent parent who, haunted by your own student debt, maxes out a 529 college savings plan for your kids ...

Here’s some good news for workers who are using a 401(k) plan to save for retirement: You can stuff more in your account next ...

Converting now would enable you to spread a possible tax hit over more than one payment while reducing future taxes.

The new omnibus budget bill sets the federal estate-tax exemption at $15 million for the next year and provides for the threshold to remain permanently high - but that does not take estate planning ...

Income limits also exist to determine eligibility for tax deductions (Traditional IRA) or to contribute to a Roth IRA. These ...

A 401 (k) is the most popular type of retirement account, but it's not the only option available. Others, like individual ...

Under normal circumstances, IRAs can’t be transferred or gifted to a new owner, but divorce is an exception. IRAs can be ...

Compare Gold IRA vs physical gold in terms of taxes, fees, storage, and liquidity to choose the best investment strategy.

In this piece, we’ll check in on a case of a 20-something-year-old individual who took to the r/MiddleClassFinance subreddit ...

For one, it has a much higher contribution limit than many other retirement accounts. In 2025, you can invest up to $23,500 ...

Recent market swings due to tariffs have unsettled investors, including IRA owners, though conditions have stabilized ...

Dear Savvy Senior, What can you tell me about spousal IRAs? My spouse and I are in our 50s and are looking for ways to boost ...