If you're eagerly awaiting your tax refund to spend it, you might want to think about other options. It's important to ...

Over the years, you may have seen advice in the financial media about the "60/40 portfolio," which consists of 60% stocks and 40% bonds. This type of portfolio can be put together without too much ...

IRS rules say that interest earned on bank accounts is taxable income. If you earned a bonus when opening a new account, you ...

As painful as it is to pay taxes during your working years, you might loathe the idea of paying taxes in retirement even more. At that point, you’re not earning a paycheck so much as living off of ...

The RBA could take the falling Aussie dollar into account when it meets next month to discuss interest rates. (Source: Getty/AAP) "I can't wait for the rates to drop, but I think the RBA is going to ...

Bucking convention with my Roth IRA, I've built a strategy that transcends the traditional choice between growth and income.

I'm moving money out of my high-yield savings account and into investments in my Roth IRA. Read on to learn why -- and why ...

A self-directed IRA gives you broader discretion when it comes to investing. You could use your self-directed IRA to invest ...

The idea of paying taxes now in exchange for the prospect of lower taxes decades in the future struck me as preposterous.

To illustrate, you might not have been able to contribute to a Roth IRA during your working years due to your income level, but you may get that opportunity as you near retirement, or even when ...

Choosing between a certificate of deposit (CD) and an individual retirement account (IRA) boils down to your ... no matter what happens with interest rates in the wider market.

Retiring at age 62 and filing for Social Security will reduce a person’s lifetime benefits by up to 30% compared to waiting until their full retirement age. However, a person with $2.5 million in a ...