One nice thing about Roth IRAs, as opposed to traditional IRAs, is that you're not forced to take required minimum ...

Here, we'll compare the two and help you determine which one best meets your needs. The best features of a Roth IRA Each ...

Retirement expert Denise Appleby shares common pitfalls and real-life examples for IRAs, required minimum distributions, and ...

If you’re contributing to a Roth IRA, you’re already ahead of the game. Roth IRAs are a retirement saver’s dream. These ...

If you can save some of your graduation cash, a Roth IRA offers a unique chance to grow your money 100% tax-free for years—but it’s an opportunity with a limited window.

A Roth IRA can be a great way to save for retirement, as the accounts have no required minimum distributions and you can ...

To contribute to a Roth IRA, you must have “earned income” that equals or exceeds your contribution. There are also income limits, meaning your maximum Roth IRA contribution could be reduced ...

A Roth IRA offers flexibility and tax benefits, but also contribution limits and income requirements to consider. Here’s what to know about this retirement account, including how it works and ...

Learn More » Here's a closer look at when and why the non-Roth option might make more sense for you. Roth IRA versus regular If you're not familiar with the ins and outs of either, here's the deal.

While this Roth IRA pitfall may be fairly obvious, it bears stating in full. With a 401 (k) you usually can earn a company match, but that's not an option with Roth IRAs.

When people retire, they typically draw income from a mix of retirement accounts: taxable, tax-deferred (like traditional IRAs and 401 (k)s), and tax-free (like Roth IRAs).

Key Points Roth IRA contributions can be withdrawn anytime without taxes or penalties. Converted Roth IRA funds are tax- and penalty-free after five years from Jan. 1 of the year of the conversion.