Legally, it's never too late to make a Roth conversion. You can do this at any time in life, in any amount, so long as you ...

Taxes are a valid concern if you want to roll over $720,000 from your retirement fund into a Roth IRA. While you won’t pay ...

By performing Roth conversions, our clients can reduce the size of their traditional IRAs, enabling them to lower their future RMDs. This can be particularly beneficial for those who anticipate being ...

For high-income earners, including physicians, getting funds directly into a Roth IRA or other after-tax accounts can be a ...

The idea of paying taxes now in exchange for the prospect of lower taxes decades in the future struck me as preposterous.

In a previous article about Roth conversions, an advisor wrote: "For many folks, a prime time for Roth conversions takes ...

However, a Roth conversion also comes with immediate tax consequences that require careful planning. In simple terms, converting an IRA to a Roth account means moving money from a traditional IRA ...

Growth and retirement withdrawals from a Roth IRA are tax-free, allowing investors to benefit from compounding over time. A ...

In life, you often get second chances ‒ and the same is true with investing. To illustrate, you might not have been able to contribute to a Roth IRA during your working years due to your income level, ...

Stated simply, the contribution rule determines if you owe taxes on Roth IRA investment earnings when they are withdrawn. The conversion rule determines if you are liable for a 10% penalty on ...

The recent column on the five year rules highlights this point ... to a Roth IRA (or a traditional tax-deferred IRA for that matter). But Roth conversions and Roth contributions are not the ...

3 Things I Wish I Had Done Differently To Better Prepare for Retirement Longevity Here are four tax rules to understand before you convert your IRA to a Roth account to avoid costly surprises and ...