Legally, it's never too late to make a Roth conversion. You can do this at any time in life, in any amount, so long as you ...

I am 70 and I have $1.4 million in traditional IRAs. Is it best to do $160,000 in Roth conversions for the next 1-3 years to reduce my high RMDs in about 5-10 years? That would put me in the 24% tax ...