Opening a traditional IRA is a fairly straightforward process involving only a few steps. Here's what you need to know to ...

One of the biggest mistakes to avoid is withdrawing money early. If you take money out of your IRA before the age of 59 ½ — and you don't fall within a limited number of exceptions — you will be ...

IRA conversion: traditional accounts to Roth . If you have a traditional IRA, converting it could be a simple matter of ...

My wife and I are 70 years old. We've paid off everything, including the house. Between my pension of $29,000 and Social ...

Relying primarily on savings from a 401(k) plan to fund retirement dreams could potentially set retirees up for financial disappointment. Be Aware: How To Protect Your 401(k) From a Stock Market ...

If you’re planning on picking your own investments, opening a Roth IRA at an online broker is a good choice. On the other hand, if you’re more of a hands-off investor, consider a robo-adviser.

How much to save for short-term goals versus retirement.

Early withdrawals may be subject to penalties, with some exceptions. Alternatives to traditional IRAs include Roth IRAs, SIMPLE IRAs, and SEP-IRAs. How Traditional IRAs Work Traditional IRAs allow you ...

Most of the S&P 500 stocks tend to pay dividends. Eighty-three percent of the 503 component stocks have an active dividend ...

Dividend reinvestment is a form of dollar cost averaging, the practice of buying a similar number of shares regardless of the price per share. Research has demonstrated this practice can decrease ...

For 2025, we are focusing on preferred shares due to their attractive yields and lower risk. Check out John and Jane's ...

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