Q: I recently inherited a regular IRA and a Roth IRA from my mother. I’ve heard something about a 10-year rule for my future ...

Inheriting an IRA can be complex. The rules differ based on your relationship to the deceased, your age and even their age at ...

I have $1 million in my IRA. Once I reach 73 years of age what are the withdrawal requirements? I retired five years ago with ...

The Internal Revenue Service has clarified rules included in the SECURE Act that are important for IRA beneficiaries to ...

Recent market swings due to tariffs have unsettled investors, including IRA owners, though conditions have stabilized ...

The annual distribution requirement applies if the account was inherited from an IRA owner who already reached the required minimum distribution (RMD) age before death, which under current law is age ...

Because you’re considered a successor beneficiary on the IRA your sister inherited from her partner, you have a dual obligation to collect both RMDs and take the full distribution within 10 years.

Dear Liz: I inherited my mother’s Roth IRA when she died in 2015 and have been taking yearly required minimum distributions based on my age.My spouse is my primary beneficiary on this inherited ...

There are no RMDs for Roth IRAs. Previously, RMDs were required for Roth 401(k ... Special rules exist for determining when a surviving spouse must start taking RMDs from an inherited retirement ...

Answer: At the end of 2024, the IRS clarified rules around RMDs for inherited IRAs, where the original owner who died was subject to RMDs prior to death. “Given the circumstances presented, the ...