Republican lawmakers would provide funding for Pell Grants but tighten eligibility requirements. The House version raises the ...

Refinancing a personal loan means replacing an existing loan with a new one. Personal loan refinancing could make sense if ...

Can’t pay your tax bill? Compare the costs of an IRS payment plan and a personal loan to see what’s right for you.

Personal loans can be useful -- but only if you know what you're getting into. Learn the hidden fees and tricks lenders don't ...

Financial discipline on a modest income is tough but possible. With smart budgeting, saving even small amounts, avoiding bad debt, and tapping into community support, every Nigerian can take control ...

For instance, you could create an “ultra-short-term” bucket that includes your checking account and emergency savings that ...

I was excited to put my spending under a budgeting microscope. Now I have to figure out how to stop obsessing over it.

The best personal loan lenders offer affordable monthly payments at a rate that fits your budget. Other loan features, including no fees, rate discounts and mobile apps set some lenders apart ...

Retiring in your 50s doesn't require a superpower, a trust fund or winning the lottery, but it does require a lot of planning and discipline. Since your investments will have less money to ...

All Upgrade personal loans have an origination fee of up to 9.99%, which is deducted directly from your loan proceeds so if you know you'll need $1,000, you should account for the origination fee ...

A house poor person is anyone whose housing expenses account for an exorbitant percentage of their monthly budget. Individuals in this situation are short of cash for discretionary items and tend ...

Estimate your monthly payments. Use a personal loan calculator to estimate your monthly payments on each loan offer. Look for one that fits your budget and won’t be a burden each month.