If you're trying to get your finances back on track—and who isn't?—you're sure to see "no-buy months" and "low-buy years" all across social media. No-buy challenges ask participants to ...

I track my no-spend days in my paper calendar and keep a note on my phone where I list all the things I wanted to buy but didn’t. At the end of the month, I tally up the cost to get a sense of ...