Another way you can help convince your credit card issuer to give you a lower APR is by presenting some other credit card ...

You may be able to get a lower interest rate on your credit card by calling your credit card issuer. Updated Thu, May 1 2025. Andreina Rodriguez Associate Reporter, CNBC Select.

Credit card companies often have pre-negotiated rates for customers enrolled in legitimate debt management plans, which can sometimes be as low as 6% to 10% APR.

Believing these common credit card myths could drag down your score. Learn the truth and build your credit the smart way.

Unless you're taking advantage of an intro 0% APR offer, if you carry a balance on your credit card, you're likely being hit with high interest charges. The average APR for all credit card ...

It's important to find a credit card with a lower APR because a lower APR reduces the amount of interest you pay on existing balances, helping you save money and pay off debt faster. There are a ...

Card issuers use your credit score to gauge their level of risk when lending to you. A good credit score —a FICO Score of 670 or more—can help you secure lower interest rates on credit cards ...

All-digital bank SoFi started out as a lender and has expanded into a full financial-services platform. It’s a low-cost, ...

Many Americans say President Donald Trump’s tariffs will make it harder for to manage or repay debt, a survey found. Experts ...

Consumers with relatively high incomes earn approximately $100 more per year in credit card rewards than they pay in fees and ...

Freedom Debt Relief reports credit card limits aren’t keeping pace with debt, stressing residents in Kentucky, Alabama, and ...

More and more people who are filing for bankruptcy have retail credit card debt, and those bills are getting harder to pay off with record-high interest rates.