Factors like your debt-to-income ratio, your income and existing debt all influence the interest rate on your credit card.

A political odd couple is joining forces to lower credit card interest rates. Sen. Bernie Sanders (I-Vt.) and Sen. Josh ...

If you tend to carry a balance most months, a card with a low ongoing interest rate will work to your advantage in the long run. NerdWallet's credit cards content, including ratings and ...

Josh Hawley, Bernie Sanders Propose Capping Credit Card Interest Rates at 10% A new bipartisan bill introduced by a pair of ...

A bill to limit the interest rate on credit cards has been introduced in Congress. The banking industry says capping rates ...

How to negotiate a lower interest rate Gather your information If needed, improve your credit score Compare other credit card offers Hang up and call again Apply for a balance transfer card Bottom ...

Related: Best 0% APR and low-interest credit cards Credit cards generally ... look for a card with a zero APR introductory offer. Related: Fed cuts interest rates for first time in 4 years ...

If you tend to carry a balance most months, a card with a low ongoing interest rate will work to your advantage in the long run. NerdWallet's credit cards content, including ratings and ...

Unless you're taking advantage of an intro 0% APR offer, if you carry a balance on your credit card, you're likely being hit with high interest charges. The average APR for all credit card ...

This guide reveals the best low-rate credit card deals on the market, and our unique analysis can help you distinguish between the offers. Plus we explain what you need to know about low-interest ...