If you’re contributing to a Roth IRA, you’re already ahead of the game. Roth IRAs are a retirement saver’s dream. These ...

The Roth IRA contribution limit is $7,000, or $8,000 if you’re 50 or older. Roth IRAs offer tax-free growth and tax-free withdrawals if certain conditions are met. Converting money from a pretax ...

Recent market swings due to tariffs have unsettled investors, including IRA owners, though conditions have stabilized ...

Contributions into a Roth IRA use after-tax dollars, unlike contributions to a traditional IRA or 401(k), which are not taxed. This may be a bigger hit to your finances in the short term, but your ...

A Roth IRA conversion is a financial strategy that allows individuals to transfer funds from a traditional IRA or other ...

Dear Savvy Senior, What can you tell me about spousal IRAs? My spouse and I are in our 50s and are looking for ways to boost ...

With Roth IRAs, withdrawals are 100% tax-free after age 59½, when your child is likely to be in a higher tax bracket than they are now. So, most of the tax benefits tend to favor custodial Roth ...

Run out of room in your tax-sheltered investment accounts? Here's how you can position the rest of your portfolio.