It has some important drawbacks to consider though, which favors saving in an IRA instead.

A 401 (k) is an employer-sponsored retirement plan that allows employees to save a portion of their salary, usually on a ...

Roth IRAs can be an attractive addition to your portfolio, but boy, are they surrounded by rules and regulations. It's easy ...

Inflation is a silent threat, but with careful planning, your Individual Retirement Account (IRA) can remain a reliable ...

Some heirs are considered "eligible designated beneficiaries," and the 10-year rule does not apply to them. These include ...

A major retirement survey reveals widespread Roth IRA regret among seniors. The data demonstrates significant financial ...

Many Americans fall behind on retirement without realizing it. Learn four key mistakes to avoid, and how to fix them.

Gold individual retirement accounts (IRAs) offer a tax-advantaged way to stash your physical gold. Similar to a regular IRA, withdrawing assets from a traditional gold IRA incurs penalties if you ...

The way annuities affect Social Security benefits may surprise you. Here's how they interact and what to watch for.

With clear goals, focused saving, and smart strategies, freelancers can take control of their retirement planning and build a secure financial future.