I’m 56 and my wife just died. She made 65% of our income and I can’t afford our bills alone — what do I do? Consider this scenario: Paul’s wife unexpectedly passed away a few weeks ago.

Secure your financial future with the Spousal IRA, a powerful retirement savings tool designed specifically for stay-at-home partners.

What am I overlooking? We have one grandson and we will fund a 529 to cover college, although our son and his wife, another hedge-fund trader, have enough. I feel guilty. I enjoy vacations to Europe ...