You aren't necessarily stuck with your current credit card rates. These simple strategies could help lower them.

If you're only making the minimum payments on your credit card debt, it's time to find a better debt strategy.

Negotiating your interest rate with lenders It's worth contacting your credit card issuers to request a lower interest rate, especially if you have a history of on-time payments or an improved ...

A balance transfer credit card allows you to transfer your credit card balance from one card to another, consolidating your ...

Credit card interest rates, on average ... these strategies could help lower your balance. The first option for paying off your debt is simple, if you're able to do it: Apply your disposable ...

knowing how to lower credit card interest rates — by switching cards, raising your credit score or contacting your credit card issuer — is an important financial skill. What is a high interest ...

A credit card interest rate cap proposed by Alexandria Ocasio-Cortez comes as APRs jumped to 21% last year.

Card issuers use your credit score to gauge their level of risk when lending to you. A good credit score—a FICO Score of 670 or more—can help you secure lower interest rates on credit cards or ...

Caroline LupiniManaging Editor, Credit Cards ... all without interest. In addition, you can get extra cash back via the welcome bonus. You could use this cash back to reduce your balance with ...