Whether you're a student, new to credit or are starting over, there are credit cards designed for your situation.

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Our team of experts reviewed the best credit cards to bring you our top picks for all scenarios: cash back, balance transfer, and more.

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Before you toss your year-end credit card summary, take a closer look for valuable insights into your finances.

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It's not a game-changer, but the card does offer some intriguing features, including the ability to finance expensive Apple products with an interest-free payment plan.