Social Security plays a big role in your retirement planning -- but you shouldn't bank on it. Here's what to do instead.

Retirement often feels far off for adults in their 30s and 40s, making it easy to put off saving. But once you hit your 50s, ...

Explore Alliant Credit Union CD rates. Anyone in the U.S. can join Alliant Credit Union and get a regular or jumbo certificate with competitive rates.

If you like to keep your budget in a spreadsheet, ChatGPT can help you move your newly created budget there. Once you’ve used ...

Money withdrawn from a tax-deferred retirement account is taxed as you begin to make withdrawals. Here are 3 ways to minimize ...

I have a Roth IRA account and an ordinary taxable retail stock account at a major brokerage. The two accounts are linked, ...

Therefore, a Roth IRA provides a "much longer runway for tax-free investing," said certified financial planner Thomas Scanlon ...

You’ll pay after-tax dollars on the front end, but when it’s time to retire (after age 59 1/2), you can withdraw your money tax-free. A custodial Roth IRA offers the same benefits as a Roth ...

However, RMDs don't apply to Roth individual retirement accounts while the owner or surviving spouse is alive. That can provide more time for tax-free growth ... Roth IRA contributions are made ...

With a Roth IRA, you can make after-tax contributions and tax-free withdrawals. But United States citizens living in another country face something called the foreign earned income exclusion.

Since 2023, most retirees must take required minimum distributions, or RMDs, from pretax retirement accounts at age 73. However, RMDs don't apply to Roth individual retirement accounts while the ...