Is it too late for a Roth? My husband has just retired, but I'll work for another 10 years.
I have always contributed to regular retirement accounts. I started a new job and I'm considering a Roth. We're in a weird situation. My husband just retired and has a pension and Social Security. He ...
Do you have too much of your money invested in the stock market?
Over the years, you may have seen advice in the financial media about the "60/40 portfolio," which consists of 60% stocks and 40% bonds. This type of portfolio can be put together without too much ...
The Bold Move That Would Give Americans the Retirement Security They Crave
Here’s where President Donald Trump can deliver meaningful change. Working families voted for financial stability, and Trump ...
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6 best gold IRA companies of February 2025
There are a few other very common types of IRAs, the most common being a traditional IRA or a Roth IRA. While they won't let you directly invest in physical precious metals, depending on your ...
Money Digest on MSN4d
12 Risky Investment Mistakes You Should Avoid In 2025
Investing is a long-term proposition. and the biggest investing mistake you can make in 2025 is to sit on the sidelines and ...
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I Used to Think a Roth IRA Was the Ultimate Retirement Account, Until I Learned These 8 Drawbacks
A Roth IRA is a powerful tool if you use it correctly, but no employer match, lower limits, and income restrictions make it a ...
24/7 Wall St. on MSN10h
I'm in the process of transferring my 401(k) but I keep hearing about Roth IRAs - should I do that instead?
When you leave a job, it’s generally a good idea to take your 401(k) plan with you. This doesn’t mean you should cash it out, ...
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Rules for Withdrawing From an Inherited Roth IRA
Inherited Roth IRA withdrawal rules share many similarities as traditional inherited IRAs, but there are tax obligations and other conditions to consider.
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Can an Employer Contribute to an Employee's Personal Roth IRA?
Employers can’t contribute directly to an employee’s personal Roth IRA, but they can still help with retirement savings in other ways. The SECURE 2.0 Act allows employers to contribute to ...
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Is a Roth IRA conversion key to strategic tax planning?
By performing Roth conversions, our clients can reduce the size of their traditional IRAs, enabling them to lower their future RMDs. This can be particularly beneficial for those who anticipate being ...
Forbes5d
Optimizing Your Non-Spouse Inherited Roth 401(k) Opportunities
Roth 401(k)s combine the features of traditional 401(k)s (pre-tax) and Roth IRAs (post-tax). You essentially are inheriting two different accounts. I address handling the traditional 401(k ...
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Best Roth IRA accounts of February 2025
The Roth IRA — a popular retirement account — is similar to a traditional IRA in that you can regularly contribute to the account and watch your investments grow so you have a nest egg to tap ...