A re you looking to optimize your retirement savings options now to maximize your income later on? It's easier said than done ...

If you’re making $275,000 a year, you can't contribute to a Roth IRA due to income limits. However, a backdoor conversion can ...

Investing is one of the best ways to build long-term wealth, but picking the right type of account can feel confusing. You ...

The government needs to raise money to expand and extend the Trump 2017 tax cuts, and there's a way to do it without raising taxes on anyone.

If you want to make a second Roth IRA contribution within a single year, you still have time -- as long as you make the ...

you might be able to avoid penalties and taxes on Roth IRA earnings if you meet an exception, such as purchasing a home or being disabled. Article Sources Investopedia requires writers to use ...

Slott believes that their software is easy to use for IRA planning calculations. For more information, visit Brentmark.com. Bottom line: Because Roth conversions are permanent, you must plan ...

If you need to start tapping into your 529 for college expenses, here are some options and alternatives amid the Trump ...

Roth IRA contributions can be withdrawn anytime without ... although both are waived for those who are permanently disabled or who use their withdrawal to make a first home purchase (maximum ...

You can superfund a child's 529 account by making a lump-sum contribution of up to $95,000 ($190,000 if you're a married ...

For a Roth conversion, he wants to move investments at a low that has the best chance for big appreciation. For a regular withdrawal, like for an RMD, he wants to use a short-term bond or other asset ...

If market returns are low, some argue the “interest” paid back to oneself on a 401(k) loan is reasonable. Using Roth IRA contributions avoids immediate taxes or penalties. For those struggling to save ...