Dear Quentin, When I leave my job, would I be better off taking a $61,000 lump sum to roll over into an existing IRA or, ...

It’s an economic theory named for John Maynard Keynes, who suggested that government intervention is needed, especially ...

With so many currently heading for the exit, it’s a good time for federal employees to improve their understanding of the retirement process.

A Roth IRA can be a great way to save for retirement, as the accounts have no required minimum distributions and you can ...

A workaround for the Roth IRA income restrictions enables wealthier individuals to to earn tax-free income. But how long will ...

Not all money in a Roth Thrift Savings Plan account is automatically tax-free, and there are several things to consider ...

If pulling too much from a portfolio during down markets is a bad idea, filing for Social Security might look compelling.

Nevertheless, many taxpayers prefer the Roth IRA to the traditional IRA because of its long-term tax advantages. Put simply, if you think your tax rate will be higher in a few years than it is now ...

For high-income households, the Backdoor Roth IRA is more than a loophole—it's a strategic tax planning tool that comes with significant benefits for long-term wealth building. Here’s why you ...

You’ll effectively get the same benefits as a Roth IRA. And to clear up any confusion, Roth 401(k)s used to impose RMDs, so Roth IRAs had an advantage in that context.

Advantages . Tax-free growth in a Roth IRA: Because your minor child is most likely in a low tax bracket already, the compounding of tax-free growth for several decades can enable the account to ...