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The key difference is that, with a simple refinance, you can defer closing costs by rolling them into the mortgage and paying ...

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Mia Taylor is an award-winning journalist with more than a decade of expertise. She has worked on staff or contributed to some of the country’s leading financial publications including Fortune ...

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What is credit? Learn about how borrowing works, what credit score means and what lenders look for when you apply for a loan ...

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For young people, building a good credit score can open many doors, including renting an apartment and getting your own phone ...