Historically high interest rates and falling late-payment rates suggest that credit card issuers are tightening their ...

Credit card interest rates rose last month, pushing the average APR to 'just over 20%'. | Credit: SI photography / Getty ...

The Fed report suggests that, at least in part, a higher prime rate is causing growth in card interest rates. The prime rate ...

2025 Credit Card Debt Survey: Total sample size was 2,616 adults, of which 908 carry a balance on their credit cards.

How are credit card rates set? The typical credit card rate formula is the Prime Rate plus a profit margin set by the card issuer. On average, this margin often runs between 12 and 13 percent. The ...

If you are someone who believes in using credit cards for as much as you can, you are not alone, as the whole concept of ...

The average interest rate on a two-year personal loan was 11.57% in the second quarter of 2025, according to the Federal Reserve. But depending on your credit history, income and other ...

Despite improving sentiment, the cost of carrying credit card debt remains high. A $6,000 balance at today’s average rate of ...

What's the best consumer option for paying down credit card debt? The answer is steeped in irony and may surprise you.

Forbes Advisor’s weekly credit card rates report indicates that the current average credit card interest rate is 25.37%. The Federal Reserve also tracks U.S. consumers' average credit card ...

Debt management programs could save you thousands, but the actual savings depend on your debt and repayment habits.

After 10 years of marriage, it can be hard to find new ways to surprise your spouse. But as some couples would tell you, that ...