One of the most common mistakes is failing to understand the fundamental differences between the two types of IRAs. In a ...

Rolling your 401 (k) into an IRA can open the door to a wider selection of investments and potentially lower fees, which is why it’s often recommended by financial advisors. If you choose this method, ...

A Roth IRA allows for tax-free growth of retirement savings, potentially reducing the tax burden in retirement. Roth IRAs are only available to single tax filers earning less than $146,000 or ...

While there's no way to completely avoid paying taxes on your traditional or simple IRA withdrawals, there are a few ways to reduce what you owe on these tax-deferred accounts. In certain situations, ...

I’m 84 and widowed. My daughter is the beneficiary of my IRA and the successor trustee for my revocable living trust.” ...

Roth IRAs can be an attractive addition to your portfolio, but boy, are they surrounded by rules and regulations. It's easy ...

Given the number of rules surrounding Roth IRAs, sometimes it may be hard to separate fact from fiction. Regardless of age, a ...

How to Convert IRA to Gold After learning more about retirement planning, I appreciate gold's investment stability. Be ...

If you are retiring or changing jobs with a larger account balance, a rollover IRA may be the best choice for some ...

Converting now would enable you to spread a possible tax hit over more than one payment while reducing future taxes.

Retirement income solutions are gaining traction, but that doesn't mean that it’s clear sailing for their adoption and in-plan use, nor even for active interest in them. Industry experts recently ...

Retirement expert Denise Appleby shares common pitfalls and real-life examples for IRAs, required minimum distributions, and ...