The U.S. housing market has been hurt by volatile mortgage rates, but a severe shortage of available homes is the most critical obstacle for would-be buyers, Zillow CEO Jeremy Wacksman said.

Zillow Economics predicts shelter CPI inflation – and the results remind us that unless active rental markets moderate even more, the U.S. economy as a whole will continue to grapple with the strain of rising costs of living well into 2025.

These are today's mortgage and refinance rates. Mortgage rates may not fall as much as initially expected this year thanks to sticky inflation.

Use this inflation calculator to see how prices are changing: Inflation is the loss of purchasing power over time as prices rise. It is often expressed as a percentage and generally refers to a trend marked by rising prices across sectors, affecting common household expenses like food and energy.

Mortgage rates dipped below 7% this week as the housing market continued to snuggle into its winter hibernation.The average rate on the 30-year fixed-rate mortgage fell 12 basis points to

Prices are now 1.5% off their all-time high in July, but some economists say prospective home buyers and sellers shouldn’t expect home values to plunge — one reason behind the shift is the market typically slows in the fall and winter and prices are still above where they were a year ago.

As retirement approaches, priorities and goals shift, prompting many to relocate to be closer to family, enjoy a different climate or find a place where a fixed income is stretched further.

After notching a 5-month high last week, 30-year refi rates dropped for a full week straight and are now holding steady. Rates edged lower for many other refi loan types.

The cost of renting an apartment in the Denver metro area fell during the last quarter of 2024 and may be the largest price drop for the region “ever,” according to the Apartment Association of Metro Denver.

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After shooting up last week to a 7-month high, rates on 30-year mortgages have moved the other way—falling four days in a row and now holding at that lower level.