Spread into a serving dish. Spread a generous layer of caramel over the cream cheese layer and top with a chopped heath bar ...

Repeat with the remaining apples. For a less sweet toffee apple, use a spoon to drizzle each apple with caramel, rotating it so it swirls round the outside. Allow the caramel to harden slightly ...

Caramel apple dip is an indulgent sweet ... Top with crushed nuts or toffee bits – Adding a crunchy topping like crushed ...