It's not an easy thing to build up a nice balance in a Roth IRA. Doing so takes time and, in many cases, a savvy investment ...

RMDs: Beginning at age73 (or 75 if you were born in 1960 or later), you must begin taking RMDs from your 401 (k), even if you ...

If you’re contributing to a Roth IRA, you’re already ahead of the game. Roth IRAs are a retirement saver’s dream. These ...

Retirement expert Denise Appleby shares common pitfalls and real-life examples for IRAs, required minimum distributions, and ...

“You can and should have both a Roth IRA and a 401(k),” says Gregory W. Lawrence, a certified financial planner and founder of retirement planning firm Lawrence Legacy Group.

Roth IRA: 401(k) Contribution limit: $7,000 until age 50 when catch up contributions allow for a total of $8,000: $23,000 until age 50 when catch up contributions allow for a total of $30,000 ...

For example, if you have $60,000 in taxable income and contribute $5,000 to a Roth IRA or Roth 401(k), you still have $60,000 in taxable income, and your take-home pay is reduced by $5,000.

By contrast, Roth IRA and Roth 401(k) contributions are made with after-tax dollars. Investments held in Roth accounts also grow tax-deferred, but unlike traditional retirement accounts, qualified ...

A Roth 401(k) offers elements of both a 401(k) and a Roth IRA. Here's what you need to know about this employer-sponsored retirement account.

If most of your retirement funds are before-tax vehicles like traditional 401(k)s or IRAs, then a Roth IRA could help offset some of the tax burden when it comes time to spend down your nest egg.

To maximize the tax-free growth of a Roth IRA, you must invest wisely. The more your investments grow, the more money you’ll have that the IRS doesn’t take a bite out of.

For example, if you have $60,000 in taxable income and contribute $5,000 to a Roth IRA or Roth 401(k), you still have $60,000 in taxable income, and your take-home pay is reduced by $5,000.