When you leave a job, it’s generally a good idea to take your 401(k) plan with you. This doesn’t mean you should cash it out, ...

Legally, it's never too late to make a Roth conversion. You can do this at any time in life, in any amount, so long as you ...

Whenever you take a Roth IRA distribution, your contributions always come out first, followed by your Roth IRA conversions, if any, in order from the oldest to the most recent. Earnings come out last.

Though the feds allow you to withdraw contributions from a Roth IRA without incurring ... In addition, money you take out of an IRA cannot be replaced, since you would still be restricted to ...

A Roth IRA is a powerful tool if you use it correctly, but no employer match, lower limits, and income restrictions make it a ...

Seven-figure Roth accounts seem impossible given their relatively young age and contribution limits...until you hear the rest ...

This means you can take out funds later without worrying about the tax bill, provided you meet the requirements. Roth IRA owners are often allowed to take tax-free distributions in retirement and ...

But if you're younger than that, you will get hit with a penalty for early withdrawals from traditional IRAs, or early withdrawals on earnings from Roth ... take money out of your traditional IRA ...

Growth and retirement withdrawals from a Roth IRA are tax-free, allowing investors to benefit from compounding over time. A ...

The idea of paying taxes now in exchange for the prospect of lower taxes decades in the future struck me as preposterous.

Combining annuities with IRAs or 401(k)s can be powerful. But people often don’t even consider the combination because of ...