Roth IRAs, on the other hand, do not offer a tax break on contributions. Instead, they offer tax-free gains and withdrawals, ...

While you can avoid taxes with smart asset selection – like tax-exempt municipal bond funds or closed-end funds (CEFs) that ...

Planning for retirement is one of the most important financial decisions you’ll make in your lifetime. Among the many options ...

Required minimum distributions (RMDs) from pre-tax retirement accounts can have a number of unintended consequences. These ...

If you have a Roth IRA retirement account, though, it can be used as a source of funds for that all-important part of the ...

Instead, you pay taxes before contributions are made to a Roth IRA. Roth IRAs limit how much you can earn, meaning the amount you can contribute to the account depends on your modified adjusted ...

When our kids started work as teenagers, we made a deal with them. If they contributed 25% of their income to Roth IRAs, we'd ...

You'd only owe taxes on the remaining $3,750. Owing taxes on your Roth IRA conversion doesn't mean you'll receive a tax bill, though you could. If you qualify for enough tax deductions and credits ...

The Roth IRA — a popular retirement account — is similar to a traditional IRA in that you can regularly contribute to the account and watch your investments grow so you have a nest egg to tap ...

With a Roth IRA, you contribute post-tax dollars ... The right choice today can mean a more secure, tax-efficient future. Start planning now — your future self will thank you.

When you make contributions to a Roth IRA, it must be with earned income. You might save some of your salary or wages from a job. The income will need to be actively earned, meaning it must come ...