Roth IRA withdrawals are tax and penalty-free when you meet certain requirements. Withdrawals, also called distributions, are either qualified or non-qualified.

Navigate Roth IRA withdrawals by learning when you are eligible to make a withdrawal, tax matters, whether you may face penalties, and exceptions to the rules.

Roth IRAs can be an attractive addition to your portfolio, but boy, are they surrounded by rules and regulations. It's easy ...

If the Roth IRA owner passes away on or after January 1, 2025: The account has met the five-year rule, and all withdrawals are completely tax-free for the beneficiary.

Understand Roth IRA rules, including withdrawal, early withdrawal penalties, and distribution rules. Learn how to maximize your Roth IRA benefits.

Forgetting to take your first RMD by April 1 in the year after you turn 73 can result in a significant tax penalty. “If you ...

After a certain age, holders of retirement accounts such as Individual Retirement Accounts (IRAs) are required to start making mandatory withdrawals, known as Required Minimum Distributions (RMDs).

One of the most common mistakes is failing to understand the fundamental differences between the two types of IRAs. In a ...

Retirement expert Denise Appleby shares common pitfalls and real-life examples for IRAs, required minimum distributions, and ...