Sometimes, life goes one way when you planned on it to go another. In the case of retirement planning, let's say you've been ...

I encouraged my wife to take a $40,000 Roth conversion in a lower tax year. Even though she has another Roth IRA at a ...

As you map out your retirement, it is important to take advantage of tax-free growth made possible by Roth conversions.

I receive a great many inquiries about retirement accounts. One area of particular interest is Roth conversions. Fortunately, ...

Roth IRA conversions let you turn tax-deferred savings into Roth, incurring taxes now for tax-free withdrawals later. No limit exists on the amount you can convert per year, but large sums might ...

Roth conversions involve switching a pre-tax account to a post-tax account and immediately paying the tax bill. Consider future tax rates and whether you have the cash to cover the tax bill before ...

Roth conversion ladders make it possible to enjoy tax-free retirement savings. Here’s what to know before you start. Many, or all, of the products featured on this page are from our advertising ...

Yes, you do pay taxes when you make the conversion, but that’s at today’s tax rates, not future rates. Also, if you follow the IRS rules regarding distributions, a Roth grows tax-free.

Instead of buying on the dip, investors facing hefty future tax consequences on their retirement savings may want to consider a Roth conversion. Plus a Roth IRA conversion lets you convert all of ...

If you have a lot of tax-deferred savings, you might want to do the math on a Roth conversion. - Getty Images When the stock market is roiling and having big dips on any given day, the standard ...

A lifetime of tax-free withdrawals is a significant benefit to a Roth conversion, but doing so in your 60s means you have fewer years of tax-free growth going forward. Let’s say you and your ...

The one caveat? When you’re contemplating a Roth conversion. If you have been a good saver and will be heading toward retirement with more than $1 million in a tax-deferred account like a ...