Consolidating your debt can be a smart approach if you have decent credit and can qualify for rates significantly lower than ...

In other words, if you have a $1,000 credit card balance, you’d need to redeem 100,000 points to fully pay the bill. This is a fine way to pay your credit card bill.

One of the primary reasons credit cards exist is to facilitate purchases that you don’t want to pay for with cash or a debit ...

Sending out your card statement in a timely manner. You’re required to get your c ard statement at least 21 days before your payment is due. Your due date should also be the same each month.

Credit card payments typically must be at least 30 days past due to be reported to the credit bureaus. So, if you're only late by a few days, your credit score shouldn't take a hit.

Credit card payments typically must be at least 30 days past due to be reported to the credit bureaus. So, if you're only late by a few days, your credit score shouldn't take a hit.

Downgrading a credit card typically changes how you earn rewards, though it's rare you'll lose them in a product change. If you're downgrading from a premium credit card to a no-annual-fee card, ...

Your credit card payment history makes up 35 percent of your FICO credit score, which means that regular, on-time payments are an essential part of building good credit. You won’t have to pay ...