A pandemic-era program allowing consumers to access free weekly credit reports is now permanent thanks to a decision by the three major credit reporting agencies to boost the credit health of US ...

Buy now, pay later (BNPL) has shaken up the credit game with its low-or-no-interest payment plans for large purchases. In ...

Federal law guarantees you the right to free annual credit reports—but the credit bureaus now provide free weekly reports.

Most types of debt relief have an impact on your credit report, and it's important to know how long that lasts.

The 9 million federal student loan borrowers who are late on their bills may see their credit scores tank by as much as 129 ...

Your credit score indicates how likely it is you're going to pay off debt, a key metric of your financial worthiness.

Here’s what to watch out for and what you can do now to protect your credit. "Medical bills on credit reports too often are inaccurate and have little to no predictive value when it comes to ...

becoming an authorized user and fixing credit report errors. Many, or all, of the products featured on this page are from our advertising partners who compensate us when you take certain actions ...

Here's what you need to know. The Latest Learn how to shut down access to your credit reports – and when it’s worth doing. Equifax was heavily fined by the Consumer Financial Protection Bureau ...

To force compliance with the law, SB 5480, sponsored by Sen. Marcus Riccelli, D-Spokane, would also nullify medical debts if ...

"The concern right now is certainly unique ... a credit freeze can be a powerful tool that restricts access to your credit report, making it significantly more difficult for fraudsters to open ...

Affirm says it reports some longer-term loans ... into credit scores in the future “as new credit scoring models are developed.” For now, while BNPL services provide a convenient way to ...