Both a 401(k) and IRA offer tax-deferred retirement savings options. The 401(k) has two key advantages over an IRA that could ...

A n IRA conversion to Roth is a popular pre-retirement or early retirement move. Roth IRAs offer several benefits that ...

Roth IRAs can be an attractive addition to your portfolio, but boy, are they surrounded by rules and regulations. It's easy ...

Unlike Roth 401(k)s, Roth IRAs don’t allow loans but do permit a Roth IRA rollover. During this period, you have 60 days to move your money from one account to another.

While they're both tax-deferred retirement accounts, Roth 401(k)s are administered by employers, while Roth IRAs are opened by individuals. Learn the other differences between these two plans.

“Start by maxing out a Roth IRA while you are in your 20s, and if there is a company 401(k) as well, contribute just up to the amount you need to get your employer’s match,” Whitney says.

If most of your retirement funds are before-tax vehicles like traditional 401(k)s or IRAs, then a Roth IRA could help offset some of the tax burden when it comes time to spend down your nest egg.

Once you’re retired, Roth IRAs differ from traditional IRAs in a big way: There are no required minimum distributions (RMDs) with a Roth IRA. All other tax-advantaged retirement accounts require ...

Roth individual retirement accounts (Roth IRAs) and 457 plans are tax-advantaged ways that can help you save for retirement. Although the end goal is the same, they do work very differently.

RMDs: Beginning at age73 (or 75 if you were born in 1960 or later), you must begin taking RMDs from your 401 (k), even if you ...

Both Roth IRAs and 401(k)s help you save for retirement. But they do so in different ways and have their own sets of rules, benefits and limitations.

Roth IRA: 401(k) Contribution limit: $7,000 until age 50 when catch up contributions allow for a total of $8,000: $23,000 until age 50 when catch up contributions allow for a total of $30,000 ...