A n IRA conversion to Roth is a popular pre-retirement or early retirement move. Roth IRAs offer several benefits that ...

RMDs: Beginning at age73 (or 75 if you were born in 1960 or later), you must begin taking RMDs from your 401 (k), even if you ...

Learn how a Roth IRA vs. 401(k) stacks up. Here’s a look at the key differences and how to maximize each account to plan for retirement.

Converting now would enable you to spread a possible tax hit over more than one payment while reducing future taxes.

Saving for retirement is one of the most challenging tasks Americans face, as they prepare for their financial future.

Unlike a traditional 401 (k) or IRA, where withdrawals are taxed as ordinary income, Roth IRAs provide tax-free withdrawals in retirement, provided you meet the five-year rule and are over 59½.

The Roth IRA is a favorite among personal finance experts as a top choice for retirement savings. But a Roth 401 (k) could be an even better option for many people.

What to consider when choosing between a Roth IRA and a 401(k). There's no rule saying you can't invest in both.

Both the Roth 401(k) and the Roth IRA can help you reach your retirement goals. Each has its advantages and disadvantages.

A Roth IRA and a traditional IRA both have unique benefits. Getty Images/iStockphoto If you're looking to start investing but don't have access to an employer-sponsored 401 (k) - or if you've ...

Many people favor a Roth IRA, but a Roth 401 (k) has some unique advantages that could benefit you.

If your employer does not offer a 401 (k), then your best option is a Roth IRA. “The Roth IRA will give you the same tax benefits on your growth as the Roth 401 (k),” Meyer said.